以下为句子列表：
英文: Commercial educational loans refer to consumer loans granted by the lender to borrowers to finance the tuition and miscellaneous fees (including the traveling expenses for going abroad) of the borrowers or the persons under their legal guardianship in stu
中文: 商业性教育助学贷款是指贷款人向借款人发放的用于借款人自己或其法定被监护人就读国内中学、普通高校及攻读硕士、博士等学位或已获批准在境外就读大学及攻读硕士、博士等学位所需学杂费用（包括出国的路费）的消费贷款。
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英文: For example, according to the PBOC, consumer loans outstanding rose from RMB17.2 billion at the end of 1998 to RMB1,573.3 billion at the end of 2003, representing 9.9% of total loans outstanding and 13.5% of GDP.
中文: 举例说，根据中国人民银行的统计，消费贷款余额由1998年年底的人民币172亿元跃升至2003年年底的人民币15,733亿元，占未收回贷款总额的9.9%和国内生产总值的13.5%。
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