以下为句子列表：
英文: Expect utility theory assumes typical people are risk averse when asset has stochastic losses, people's utility values rely on the absolute quantity of asset, and thus explains the occurrence of insurance.
中文: 期望效用理论认为当资产存在随机损失时，人们的效用值依赖于资产的绝对水平，一般人是风险厌恶的，从而选择投保。
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英文: It also sets up the macroscopic crime administration model with utility theory and analyzes the quantitative convey method of crime by applying Bayes theory.
中文: 运用效用理论建立了宏观犯罪管理模型，同时，运用贝叶斯原理分析了犯罪行为的数量表达方法。
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英文: The essay analyzes the passenger's preference among multiple transportation modes, and establishes reasonable configuration model and algorithm for passenger transport structure in integrated transport system based on the random utility theory and analyti
中文: 摘要分析在多种交通方式存在情况下乘客的交通选择行为，并基于随机效用理论和层次分析法构造了综合运输体系下客运结构合理配置模型及算法。
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