以下为句子列表：
英文: In addition, banks make real estate loans to individuals for the purchase of houses or land, and they also give personal loans to people who want to buy a new car or a new appliance.
中文: 此外银行也向想购买住房或土地的个人提供房地产贷款，还向想购买新车或新设备的人提供个人贷款。
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英文: The fourth representation is that real estate loans grow excessively.
中文: 第四个表现在于，房地产贷款量增长过度。
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