以下为句子列表：
英文: Due to the large amount of non-performing loans in the PRC banking industry, the PRC government has taken various measures to resolve the non-performing loan problem and improve the capital adequacy levels of PRC banks.
中文: 基于中国银行业庞大的不良贷款，中国政府已采取多项措施，以解决不良贷款的问题，及提高国内银行的资本充足率。
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英文: The financial institution non-performing loan ratio descends 4.5 percentage points, and national foreign exchange reserves reaches 286,400 million US dollars.
中文: 金融机构不良贷款比率下降4.5个百分点，国家外汇储备达到2864亿美元。
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