以下为句子列表：
英文: However, the author attributes it to both the external factors (the lack of necessary legislative, economic, and administrative supports) and the internal factor (the backward operating technique in agricultural insurance).
中文: 本文认为，我国农业保险发展滞后既有外在因素，即缺乏必要的法律、经济、行政等政策支持；更有内在因素，即农业保险经营技术落后。
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英文: The internal factor of these problems lies in examination system, and the external factor lies in the only standard of identifying a talented person by one's educational background in the society.
中文: 这些问题的内在因素在于考试制度，外在因素在于社会上“唯学历”的人才标准。
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