以下为句子列表：
英文: At present, these financial risks are mainly reflected in (i) market risks in several areas where the real estate market appears overheated; (ii) financial risks due to the high debt level of property developers; (iii) moral hazard reflected in felonies i
中文: 当前房地产金融风险集中表现为：一是部分地区房地产市场过热存在市场风险；二是房地产开发企业高负债经营隐含财务风险；三是“假按揭”凸显道德风险；四是基层银行发放房地产贷款存在操作风险；五是土地开发贷款有较大信用风险；六是房地产贷款法律风险加大。
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英文: Based on summary and analysis of various forms of contract between firm and customer, it is found that contract relationship in essence is problem of adverse selection and moral hazard because of information asymmetric and contract items imperfectness.
中文: 在总结和分析企业与客户契约关系不同形式的基础上，指出由于信息不对称和契约的不完备性，逆向选择与道德风险问题成为企业与客户契约关系的本质特征。
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英文: Hellmann,Murdock,Stiglitz(2000).Liberalization,Moral Hazard in Banking, and Prudential Regulation:Are Capital Requirements Enough[J].The American Economic Review, Vol.90.
中文: 张春.经济发展不同阶段对金融体系的信息要求和政府对银行的干预:来自韩国的经验教训.经济学(季刊)[J].第1卷第1期.
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英文: The opportunism and asymmetric of information, gives birth to hold up, low-investment and moral hazard with hidden information between owner and contractor in the contract variation.
中文: 摘要承发包双方在合同变更中的机会主义和信息的非对称性，产生了“敲竹杠”和投资过小现象以及隐藏信息的道德风险问题。
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英文: The result shows that, in condition of fixed price contract, coordination incentive of multi-objects can not only actualize Pareto improvement of the two contracting sides and prevent moral hazard of the contractor, but also can promote the contractor to
中文: 结果表明，在固定总价合同下，从多目标角度实施协调激励，不仅可以实现双方收益的帕累托改善，防范承包商的道德风险；而且通过提供均衡的激励组合策略，可以使得承包商在多目标控制上提高并合理分配自己的努力水平或资源，从而实现项目多控制目标之间的协调均衡改善。
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