以下为句子列表：
英文: In the event the account has had a default of payment lasting over 60 days the data may be retained by the credit reference agency until the expiry of five years from the date of final settlement of the amount in default or five years from the date of dis
中文: 假如该账户有拖欠还款逾60天的纪录，信贷资料机构可以保留有关纪录，直至欠款悉数清偿之日起计满5年为止，或银行接获解除破产令生效日期起计满5年为止，以较早发生者为准。
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