以下为句子列表：
英文: Instead, the evidence is that most people can cope with temporary income volatility.
中文: 相反，证据表明大多数人都有能力应付短期的收入波动。
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英文: More likely, the increased sophistication of credit markets, particularly the ability to extract equity from housing, has made temporary income instability easier to cope with.
中文: 更加可能的是，借贷市场变得更加复杂，特别是可以房屋抵押获取资产净值，已经使短期收入的不稳定变得更加容易应付。
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