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excess reserve
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【经】 过剩准备, 剩余储备金
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详细解释：
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以下为句子列表：
英文: Banks with a small excess reserve ratio and a strategy to seek higher lending growth at the same time, such as Shenzhen Development Bank (000001.SZ/ Rmb37.20, U) would be most negatively impacted.
中文: 超额储备金率较低且努力提高贷款增速的银行，例如深发展(000001.SZ/人民币37.20，落后大市)，将受到此次准备金率上调的最大负面影响。
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