以下为句子列表：
英文: Rather, the key to understanding Taiwan's high level of savings and the existence of a vigorous informal curb market is to treat the financial system not only as an intermediary between savers and borrowers in the conventional sense, but also as a particu
中文: 台湾社会的高储蓄率与蓬勃的民间借贷体系，是与低度发展的社会保险体系、中小企业的创业、子女的教育等等社会、文化因素有密切的关系。
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