以下为句子列表：
英文: If a borrower cannot repay the guaranteed loan on time, the commercial bank which issues the loan has the right to ask the guarantor to repay the principal and interest of the loan or enjoy the priority of repayment by security in accordance with law.
中文: 借款人到期不归还担保贷款的，商业银行依法享有要求保证人归还贷款本金和利息或者就该担保物优先受偿的权利。
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英文: Policy banks may engage in the businesses of sub-loan and guaranteed loan mainly aiming at small and middle-sized enterprises with the support of small and middle-sized commercial banks and guarantee agencies.
中文: 政策性银行可依托中小商业银行和担保机构，开展以中小企业为主要服务对象的转贷款、担保贷款业务。
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